Privacy Policy

We collect and process the following types of personal information:

• Account Information: Name, email address, and password (encrypted)
• Debt Records: Information about debts you track, including amounts, descriptions, due dates, and payment history
• Contact Information: Names, email addresses, and phone numbers of people you add to your debt tracking records
• Usage Data: Information about how you use our service, including access times, pages viewed, and features used
• Technical Data: IP address, browser type, device information, and cookies

We use your personal information to:

• Provide and maintain our debt tracking services
• Process and store your debt records and payment history
• Send payment reminders on your behalf (when you request them)
• Improve our services and develop new features based on usage patterns
• Communicate with you about service updates, security alerts, and support matters
• Ensure the security and integrity of our platform
• Comply with legal obligations

We implement industry-standard security measures to protect your personal information:

• All data is encrypted in transit using SSL/TLS protocols
• Passwords are hashed and salted using secure algorithms
• Data is stored on secure servers with regular backups
• Access to personal data is restricted to authorized personnel only
• We regularly review and update our security practices

However, no method of transmission over the internet is 100% secure. While we strive to protect your data, we cannot guarantee absolute security.

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following circumstances:

• With Your Consent: When you explicitly authorize us to share information (e.g., sending payment reminders to debtors)
• Service Providers: With trusted third-party service providers who assist in operating our platform (e.g., hosting, email delivery) under strict confidentiality agreements
• Legal Requirements: When required by law, court order, or government regulation
• Protection of Rights: To protect our rights, property, or safety, or that of our users

You have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your personal data (subject to legal obligations)
• Data Portability: Request transfer of your data to another service
• Withdraw Consent: Withdraw consent for data processing at any time
• Object: Object to certain types of data processing

To exercise any of these rights, please contact us using the information provided below.

We use cookies and similar tracking technologies to enhance your experience on our platform. Cookies are small text files stored on your device that help us:

• Keep you logged in during your session
• Remember your preferences
• Analyze how you use our service
• Improve platform performance and functionality

You can control cookie settings through your browser preferences. Note that disabling cookies may affect the functionality of our service.